Try making the purchase again with a different payment method. Transaction is declined based on transaction limit imposed on the From account type and To account type: DE_628 FAILURE: Beneficiary PPI is Gift prepaid and this is not the first transaction: DE_629 FAILURE: Acquiring bank has not implemented customer initiated person-to-merchant transaction: DE_631 FAILURE The card-issuing bank has declined this transaction. To process a transaction, you must retry in a few days. Your financial institution can provide you with a form for each account. To process a transaction, you must update cardholder data. If you’re still having issues, contact your bank to see if there’s a problem with your account. If you're still having issues, contact your bank to see if there's a problem with your account. "Your payment was declined due to an issue with your account" If you see this message, it might be because: We saw a suspicious transaction on your payments profile. My Debit Card Payment Has Been Declined Even Though I Have Enough Money to Cover the Payment Solution. The person who you choose to inherit your account is referred to as the beneficiary. For example, if you got your PNC debit card declined due to non-activation, you can call 1-888-PNC-BANK (1-888-762-2265) at any time for assistance. If this is an online transaction, please check you have entered your card details correctly. Have the customer attempt the transaction again – if the decline persists, they will need to contact their bank for more information. Sometimes a transaction may trigger your bank’s security and anti-fraud system to reject it. If you've had a debit or check card payment declined and you have enough money in your account to cover the payment, there are four conditions that can prevent your payment from going through: The payment amount exceeds your daily spending limit. After your death, the account beneficiary can immediately claim ownership of the account. Ask the customer for using another card or contacting their bank. You will need to contact your bank or credit card issuer to have this problem resolved. Kindly inform the customer their card was declined by their card issuing bank and … Before you set up your account, let’s examine the bank account beneficiary rules more closely. As it requires the bank to manually settle the funds, allow 7 working days for the amount to get reversed to your bank account or to be credited to the beneficiary. To avoid having your debit card declined, make sure that you follow each and every instruction given by your bank for activation. If you have checked your available balance and there is sufficient funds available then you will need to query this with the merchant bank. The customer should use a separate credit card. You can also contact your bank for assistance. 'Your payment was declined due to an issue with your account' If you see this message, it might be because: We saw a suspicious transaction on your payments profile. Contact us for more information. 57: Function Not Permitted To Cardholder: The issuing bank has declined the transaction as this card cannot be used for this type of transaction. Correspondent banks and intermediary banks both serve as third-party banks and are used by beneficiary banks to facilitate international fund transfers and transaction settlements. Hard: 2045: Invalid Merchant Number: There is a setup issue with your account. Hard Decline: The transaction was declined. 264: Declined-Retry in a few days: Soft Decline: The transaction was declined. The transaction is declined by the issuer, as the credit card number doesn’t exist. If anything is entered incorrectly then your transaction will be declined. 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